What Affects Credit Scores? 7 Misconceptions

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To Market To Market

Market Day Thursday, June 30, in the Bay Area

All your Thursday Farmers’ Market Happenings

It is supposed to be a great sunny day come out and enjoy!

Concordhas its Music and Market @ Todos Santos Park, Willow Pass& Grant Street. Farmers Market 4PM to 8PM. Music starts @ 6:30.

Kaiser Permanente Antioch Farmers’ Market @ 10AM to 2PM. Kaiser Permanente AntiochFarmer’s Market is located at 4501 Sand Creek Road. Playing in the market will be Sweet Everlasting.

Kaiser Permanente Martinez Farmers’ Market @ 10AM to 2PM. Kaiser Permanente is located at 200 Muir Roadin Martinez. Performing Live will be Angel.

Martinez Farmers Market @ DowntownMartinez@ 10AM to 2PM.The Martinez Farmers’ Market is located at Court Street between Main & Escobar Street. Performing in the market will be Michel Michelis. A Special Event in the market is Cookin’ the Market Culinary Demos! Join  Chefs Mario Hernandez & Erica Emme for live cooking demos. Demos will be running 11:30 to 12:30 every 15-20 min.

LafayetteFarmers Market from 3:30 to 7PM. PlazaParkis Located on the corner of Mt. Blvd. and Moraga Rd. Free Outdoor Movies following the Farmer’s Market as part ofLafayette’s Village Nights!  Every third Thursday, May – August starting at sundown.

 So Go Out And Enjoy!!!!

Home Security Check

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Rents are up and Mortgage Rates Are at Low

Rents are up and Mortgage
Rates Are at Low

You probably have heard that the mortgage rates are at a
great time low.  Well they are, so what
does that have to do with you?

With all the great programs out there and the low home
prices this is a great time to get into the home of your dreams. You may find
that your loan payments maybe lower or around the same as if you were renting.

Why pay someone to live in a place when you could just as
well own it on your own?  Rents are at an
all time high and seem to keep going up. So why not own a home instead? Believe
me this is the perfect time to get into a home of your own!

Need more info, just drop me a line. I’d be more than happy
to go over what it would take to get in a home of your dreams. You’re not
obligated to anything but a few moments of your time.

Unsurpassed Service, Professionalism, And The Knowledge Of Bay Area Real Estate

I give my clients unsurpassed service,professionalism, and the knowledge of Bay Area Real Estate.  I educate my clients in the workings of the buying or selling process of Real Estate. The quality of possessing and steadfastly adhering to high moral principles and or professional standards is something I live by.  My integrity defines how I stand up for my
values, morals and ethics.  This is how I earn your business. You deserve the best and the best is what I’ll give.

Let me explain how I earn my clients business. It’s not just a matter of walking my buyers
or investors  into homes and looking at the amenities in as many homes as possible each day.  My objective is to take a home and dissect it, going beyond the pretty things with my clients. Thus getting my buyers involved in the structural integrity of the home
as a whole.  This helps my clients out in two ways, number one, when they walk out of a property they leave with a smile for one or two reasons …..One reason is that from all that they have learned, they saw something that didn’t sit right with them and they are happy they are walking away or number two they didn’t see anything detrimental to the property
thus smiling because this is the home they want to put an offer on. When my
clients walk into homes their heads are looking up and down and from left to
right and not just at the amenities!!! Yes I have to spend more time with my
clients in regards to teaching them about homes and what to look for, but, I
have buyers that are knowledgeable therefore making knowledgeable decisions and
you know something…..I enjoy seeing this!! This learning curve also teaches my
buyers how to take care of a home. Therefore helping them to better maintain
it, which translates into not having to put thousands of dollars unnecessarily
into fixing problems that may occur over the years.

As my client you will learn the loan process, short sale and REO (Bank Owned Homes) ins and outs.  You will be there during the inspections; these will be the professionals in their prospective fields that you will come to lean on. When it comes to the contract you will learn all eight pages.

When a contract is to be presented to the Listing Agent (Agent representing the Seller) it is not just a quick hello how are you doing, I just emailed you a contract and thank you for your time. NO, NO!! I want to actually have a conversation with the Agent. I want to not only sell the contract; I also want to sell the Agent my buyers loan….no matter what loan program is being utilized! I also take the time to sell myself thus explaining my
knowledge and my work ethics. I not only negotiate during the contractual period and there after….I start with my initial call to the Listing Agent and the presentation of the contract.

 I look forward to speaking with you!   In addition please see my referrals.